A list of money saving tips in no particular order:

      Delay gratification, for example if there is a product you have just seen which you think you must have, wait for a month and see whether you still really want it, what you will find is that some things were not as good as you thought they would be and you buy less. A shorter version of this is when in the supermarket before buying something you did not intend to put it back and see if you still really want it. This should cut down on impulse buys. Do you have an item in your house that you used once and never again? A piece of exercise equipment or a cooking device, keep this in mind before you are about to purchase, and you may realised that what you are about to buy is not worth it.
      Instead of Going out, go in, the money saving tip revolves around inviting friends over, rather than going out as generally activities in the home will be less expensive than going out. The cost will be low and others will reciprocate afterwards.
      Don’t spend money entertaining your kids as most kids are happy with the box something came in rather than the actual item. Or buying something like Lego or puzzles which can be reused and sparks your child imagination. Children crave their parents time and attention, that is much more worth while than any other toy. Realize that what your children want most of all is your time, not stuff even though commercials may make you think otherwise.
      Buy video games that have good replay value before getting any new game have a look at how many hours it will generally take you to complete the game and get all the enjoyment from it. Some top rated games have as little as 5 hours game play, if you consider these can be upwards of $50 that is a lot to pay. Alternatively consider a game such as Elder Scrolls: Oblivion, you can easily play this game for 100 hours or more and not explore all the content which is available
      Give up bad habits habits such as cigarettes, alcohol, and drugs can be a huge drain on your bottom line. This one tip can save you thousands. Take the time to add up how much your habit is costing you per year. No one says it is easy kicking these habits, so make sure that you clearly set up in your mind what the saved money is for.
      Cancel services you don’t use much for example gym or club membership can add up quickly, but if you are only using it once a month then you are probably not getting value for money. Most reputable places will allow you to visit and pay on a per visit basis. This can end up being more cost effective. You can always renew the membership if you find that you will end up using more in the future.
      Change to term life insurance as you should not mix up insuring your life to investment, it is similar to when you trade in your car, you end up getting a bad deal on the trade in. Instead switch to term life insurance instead, then use that money for investment or to pay down your debts. As a general rule Universal and whole policies are more expensive and offer a poorer investment opportunities, it makes much more sense to reduce your debt burden first before concentrating on building wealth.
      Cancel unused paper and magazine subscriptions look through all your subscriptions and see if you are subscribe to something that you never get around to reading or only read once a month, better to cancel the magazine and buy it on an ah hoc basis. Again you can always re subscribe if you find you want to read it more frequently.
      Recycle your gifts if someone gives you a gift an you did not really want it, what you can do is just rewrap it then give it to someone else. Just make sure not to give it back to the person that gave it to you. Even if you do it is not the end of the world as most people realise that gift giving can be a very hit and miss affair
      Time is money so keep a notebook, keeping a notebook with you at all times will ensure that you don’t forget a crucial item or task and having to pay in time and money afterwards due to forgetting.
      Cutting your own hair if you spend a lot of money on hair cuts this can save a huge amount. Though clearly it only works for someone who needs a fairly simple hair cut. If you are a woman, hair can be grown long and have it blunt-cut. Then you only have to go to the hairdresser twice a year.
      Buy an electric razor this will quickly pay for itself as razors can get expensive with blade technology rapidly reaching silly amounts per razor. Many electric razors can be used with a wet shave. Alternatively a useful tip for extending the life of razors is to dry them off after the shave (preferably with a hair dryer), this is the main reason that they get dull and have to be changed so frequently.
      Encourage your friends to do cheaper activities often times going out to a club or for drinks can be very expensive, and the level of enjoyment gained can be very hit and miss. If you are the first one to suggest something then it is more likely to get done, you can even arrange a kick about in the park, which will cost you nothing and will even improve your fitness level.